Sell A House Pronto .com - Our company buys and sells houses Fast & Fair.

Sell a House Pronto

Start Here: Want to sell a house? You came to the right place. We buy houses anywhere in the US.

How much will we pay? Sometimes we pay full market value or even more. It depends on the house, on what you need, and on how flexible you are. Before we agree on the price, you will need to call us and tell us more details.
How fast can we close? You tell us how fast you need to close, and most of the time we can do it.
What if the house needs repairs or a clean-up? We can handle any repairs needed, from cleaning the carpet to putting in a new foundation or roof.
How do I know I wont get ripped off? We can close with a title company or with a lawyer, depending on where your house is. This is a standard real estate transaction.
What fees do you charge? We don't charge any fees when we buy your house. Often, we even agree to pay all the closing costs.
What if I owe more than the house is worth? Call us. We may still be able to buy the house.
Can you save my house from foreclosure? Most of the time, Yes! Call us before its too late.
Why don't I just hire a real estate agent? A real estate agents job is to find a buyer and get the buyer to close escrow. That often takes a long time and can cost you a large commission plus closing expenses. We are a buyer, and we can close escrow whenever you and us agree.
I have more questions. Well give you a quick answer on what we can do for you if you call us or email us and answer a few questions. If you prefer, read the brief summaries below of some methods by which we buy houses. This wont make you an expert in what we do, but it'll answer many of your questions.

All Cash. To us, this includes either paying cash from our savings account or getting a new loan, because you (the seller) get all cash. Although simple to understand, this is the most expensive way to buy houses, due to loans costs (typically 5%), closing costs (typically 2% to buy and 2% when we sell), and real estate commissions (typically 6% to buy and another 6% when we sell). That adds up to 19% in known expenses, even before we add in our monthly mortgage payments. There are other ways to make a sale without these high costs. For us to pay cash and cover all the known expenses and plan for some unknown expenses, plus make it worth our time to get involved, we cant pay more than 70% of the full market value of the house if you must have all cash.

Seller-Financing. Simply, we agree to pay you (the seller) for your equity, without agreeing to pay off the mortgages immediately. Sometimes we agree to pay some of your equity in cash immediately and some in monthly payments. We get the Deed, which makes us the owner of the house, even though the mortgages remain in your name.

Example: We agree to buy a house for $300,000, which has a mortgage for $250,000. We agree to pay the seller $5,000 cash at closing, and to make monthly payments on the mortgage and to pay $250 to the seller each month. We also agree to pay off the balance of what we owe the seller and the $250,000 mortgage within 5 years.

FAQ 1: What good does Seller Financing do me?
Answer: Seller Financing has several advantages.

We can do it fast, sometimes even closing in just one day. And we are ready now.
You'll usually get a higher price because there aren't many costs to pay.
If you don't have enough equity in the house to wait around for a buyer and then pay commissions and fees at closing, you can sell to us without writing a check from your savings account to cover the expenses.
For some sellers, getting the mortgage payments taken care of now is more important than waiting a long time for a buyer who agrees to try to qualify for a new loan to pay off the mortgage at closing.
We can handle problems that other buyers cant.
There may be tax benefits by not getting all your equity at one time.

FAQ 2: Why don't you just get a new loan so you can pay me all cash and pay off my mortgage?
Answer: Using Seller-Financing, we can pay a higher price --- sometimes even more than full market value. However, if we are required to pay off your mortgage at closing or in a very short time, that's actually an All Cash purchase. Because of all the added costs involved in an all-cash purchase and sale, we can only pay about 70% of the full market value if you must have all-cash.

FAQ 3: Who owns the house if we do Seller-Financing?
Answer: The house is owned by the person who gets the Deed --- us. (Mortgages do not convey ownership rights; they only represent debts.)

FAQ 4: How do I protect my credit if you are paying the mortgage?
Answer: We are very careful to make payments on time, both to protect or improve your credit and to avoid late fees. Keep in mind that we have money invested in the house, so we will need to make the payments to protect our investment. In addition to our word, there are several ways you can protect your credit in this case. One is that we can send the mortgage payments directly to you, so you will be able to keep track of the mortgage payments easily. Another way is for us to give you a lien on the house which allows you to take the house back or to make the payments and send us a bill if we fail to make the payments. Another way is for us to give you a lien against another property we own, so that we would have more to lose than just the house we bought from you.

FAQ 5: Do we need to get the lenders permission to sell our house?
Answer: No. However, most mortgages have a Due-on-Sale Clause, which gives the mortgage-holder the option to start a foreclosure if they find out the house has been sold. Since mortgage companies normally accept mortgage payments no matter who writes the check, our normal procedure is to simply mail the payments to the mortgage company and leave it at that. Most mortgage companies seem to take it as a challenge if either the buyer or seller tells them the house has been sold without repaying the mortgage. So, we have found its easier just to not tell the mortgage holder. If the mortgage lender ever decided to start a foreclosure, we would have to assume the mortgage, refinance the house, or sell the house to someone who wanted to pay off the mortgage at closing. In our experience, this is not a big problem.

Lease-Option. Simply, we agree to lease (rent) the house for a certain period of time, and at any point during that time we have the right to buy the house (option). We guarantee the maintenance and payments, so you don't have any expenses, unlike a rental agreement.

FAQ 1: How do I know you'll make my payments?
Answer: Its in our agreement. If we should fail to make the payments, you can evict us, just like with any tenant. You would have additional legal recourses if we failed to keep our agreement.

FAQ 2: What if the house gets trashed?
Answer: Our agreement states that we are responsible for all repairs. You pay nothing. If we ever return the house to you, it must be in at least as good a condition as when we got it from you.

FAQ 3: I don't want to be a landlord.
Answer: Since we are paying the mortgage and all other expenses and repairs whether the house is vacant or not, this doesn't take any work on your part. Its not like a typical landlord.

Option. Simply, an Option is an agreement giving us the right to buy the house for All-Cash for 30 days, or whatever you and us agree. If we find a buyer within 30 days, we may request as much as 30 days more to close the sale.

FAQ 1: Why would I want to give you an option?
Answer:

A. Because we have a list of Buyers and Investors we email to frequently.
B. Because were not charging a commission, so we can offer a lower price to a buyer.
C. Because were very good at marketing properties.
D. Because we only offer good deals, so our marketing gets a lot of attention from buyers.
E. Because were only asking for 30 days. If we haven't sold it by then, you can try whatever you like.

FAQ 2: Why don't I just hire a real estate agent?
Answer: Most real estate agents will tie up your house for many months. If we haven't sold it within 30 days, you can hire a real estate agent then.

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